SALARY ADVANCE
It’s time to get paid when you want to.
​​When life gets tough, look to Advance Pay for access to your earned salary before payday.
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Advance Pay is partnering with employers across the country to offer everyday South Africans access to their wages ahead of month end to cover living essentials and get them through difficult times.
Get cash or vouchers for living essentials like food, groceries, electricity, transport or airtime.
It’s not a loan, no credit checks and zero interest. Only pay a transaction fee.
No greedy loan sharks charging 20 - 45% interest on a monthly basis.
HOW IT WORKS
Your pay, your way!
Many people struggle to make it to payday. Whether it’s a school payment, transport costs, a death in the family, lobola, a medical emergency, or just a super long month, there are times when bills cannot wait until payday.
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We understand that when you get paid can have a big impact on your finances and spending. It’s your life. It’s your money.
It’s time you get paid when you want to. Are you ready to live the life you’ve earned?
FAQS
Find answers to common questions.
What is a Salary Advance?
A Salary Advance, also known as “Early-wage access” or “on-demand pay” gives eligible partner employees access to their earned salary ahead of payday.
It is not a loan - which means, no credit checks and zero interest. Repayments are deducted on month-end.
How does it work?
Your employer nominates eligible members of staff for a salary advance. Employees will be invited to apply for an Advance on their wages.
Keen to get an advance on your pay? Chat to your HR manager.
How do I apply?
Your employer nominates eligible members of staff for a Salary Advance. They supply us with your details so that we can invite you to the Advance Pay platform.
Keen to get an advance on your pay? Connect us with your employer.
How does it work?
Your employer nominates eligible members of staff for a salary advance. Employees will be invited to apply for an Advance on their wages. Keen to get an advance on your pay? Chat to your HR manager.
My employer isn't on Advance Pay, how do I apply?
If you think your company will benefit from early-wage access or any other Advance Pay tools, please ask your HR manager to contact us on info@advpay.co.za or 076 117 8271.
How much does it cost?
A R1,000 Advance costs a once-off transaction fee of R100 per advance. We only charge R100 transaction fee per R1,000 advance, in contrast to alternative financial providers who might charge 20 - 45% interest on a monthly basis.
What is the interest?
Zero interest. We only charge a once-off transaction fee of R100, payable by the individual or covered by the employer. That equates to only 10%, in contrast to alternative financial providers who charge 20 - 45% interest on a monthly basis.
How long will it take to get the money?
Payout as Cash or Vouchers can take up to 24 hours.
How do I pay back the advance?
Repayments are deducted via payroll on month-end.
CONTACT US
Connect us with your employer.
If you think your company will benefit from Salary Advance or other Advance Pay tools, please ask your HR manager to contact us for a demo.
Alternately, give us their details and we'll get in touch.
